With the huge national push for everyone to get health insurance, there are more people able to access treatment services than before. Insurance policies will often pay for drug and alcohol rehabilitation programs and generally now have more coverage than before. Much of this is thanks to the implementation of the substance abuse and mental health parity act.
Contact us today for help finding the best drug and alcohol rehabs that accept private health insurance.
One of the more difficult things to do is to find a rehab that will take your insurance. Whether you have a traditional plan, PPO, EPO or an HMO, there are lots of variables in what a policy will cover. From detoxification to inpatient treatment and outpatient counseling, there are many services along the continuum of care.
Some of the more common insurance carriers that have policies with substance abuse benefits include:
Typically, an insurance carrier will provide a list of approved programs, though still won’t guarantee payment. That doesn’t mean your choices are limited to only those facilities. Experienced organizations and facilities can help do a benefits check to get a better idea of what your policy will cover. Sometimes insurance coverage allows people to not have to spend a dime on their treatment, but more often the case is that there is some sort of deductible or co-payment involved.
We will do our best to assist you with doing an insurance benefits check and helping to locate a facility that will work with your policy if there are substance abuse treatment benefits. Many of these facilities have the working knowledge and insight to help you get the most coverage for treatment services – which means the least out-of-pocket expense for you.
If you don’t have insurance, you can check out HealthCare.gov as well as any of the insurers listed above. In many cases now, pre-existing conditions are still covered and there are fewer waiting periods for substance abuse benefits eligibility.